Olivetree

Insurance-Backed Yield
for USD Deposits

Outperform money market funds with
principal-protected yield on your stablecoins.
Backed by A‑rated U.S. insurance balance sheets.

Backed by Alliance

WHY OLIVETREE

1

Pension-Grade Quality

Your deposits are collateralized by A-rated U.S. insurers, eliminating exposure to market volatility and private credit default risk.

2

Contractual Yields

A true, low-risk alternative to money market funds. Returns are contractually obligated by investment-grade insurance balance sheets, not dependent on lending or market speculation.

3

Flexible Liquidity

No redemption lockups or liquidity gates. Access full, ungated early-redemption options 24/7, whenever your platform or users need liquidity.

4

Maximize Enterprise Margin

No hidden commissions or management fees.
Offer your users a premium, principal-protected yield while capturing a durable spread on every dollar routed through your platform.

5

Globally Accessible

Frictionless USDC/USDT routing combined with
a compliant Cayman structure. Built for global platforms and offshore funds facing barriers to
U.S. banking rails or withholding taxes.

THE PROCESS

How it Works

  1. 1

    Connect the API

    Integrate via our API. Send USDC
    or USDT.  We handle off-ramping, compliance, and institutional routing in the background.

  2. 2

    Select Yield Term

    Choose between fixed or floating investment-grade options tailored to your treasury or product needs.

  3. 3

    Earn & Capture Spread

    Deliver attractive, principal-protected yield to your users while collecting a spread on total AUM.

  4. 4

    Real-Time Control & Liquidity

    Monitor balances and accrued yield in real time via your dashboard. Initiate instant or standard redemptions directly through the API.

Proven Industry Experience

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Regulatory Excellence

A grandfather and grandson together

Principal Protection

We believe the safety of client capital comes first. Our products are 100% principal protected and fully backed by investment-grade guarantees.

The Hoover Dam

Risk Mitigation

Designed from the ground up with a bankruptcy-remote structure, counterparty risk is strictly isolated to ensure the absolute protection of client capital.

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Cayman Islands Domiciled

Olivetree operates in strict compliance with international FATF, AML and CFT regulatory standards.