Insurance-Backed Returns
for USD Deposits at Scale

Outperform money market funds without the risks

of commercial paper or private credit.

Backed by Alliance

WHY OLIVETREE

01

Avoid Market Risk

Your deposits are protected by A-rated U.S. insurance carriers, eliminating exposure to market volatility and default risk.

02

Guaranteed Yields

A true alternative to money market funds. We offer contractually guaranteed yields on USD deposits, insulated from rate fluctuations.

03

Maximize Margin on Deposits

No hidden management fees. Capture a durable spread on every dollar while offering your users the highest possible insurance-backed yields.

04

The Treasury Barbell

Keep money market funds for short-term operating cash, and allocate to our 3-Year yield product for long-term capital.

05

Global Accessibility

A frictionless Cayman structure designed for global platforms and offshore funds facing barriers to U.S. money market funds or withholding taxes.

THE PROCESS

How it Works

  1. 1

    Integrate in Days

    Connect to our API. We handle the legal structuring, insurance backing, and all compliance in the background.

  2. 2

    Capture Spread

    Offer guaranteed and principal-protected yield to your users. You capture the spread on every dollar deposited without risking your users' capital or your platform's reputation.

  3. 3

    Pension-Grade

    Deposits are automatically routed through our bankruptcy-remote structure, and fully backed by investment-grade guarantees.

  4. 4

    Real-Time Treasury

    Monitor your aggregate balances, accrued yield, and liquidity through a single dashboard designed for CFOs and audit teams.

Proven Industry Experience

Fidelity LogoMaker LogoNorthland LogoTMR Logo

Regulatory Excellence

A grandfather and grandson together

Principal Protection

We believe the safety of client capital comes first. Our products are 100% principal protected and fully backed by investment-grade guarantees.

The Hoover Dam

Risk Mitigation

Designed from the ground up with a bankruptcy-remote structure, counterparty risk is strictly isolated to ensure the absolute protection of client capital.

The Cayman Islands flag

Cayman Islands Domiciled

Olivetree operates in strict compliance with international FATF, AML and CFT regulatory standards.

Join leading digital asset platforms offering institutional yield

Speak with our team